Credit card balance transfers
by Scott Bilker
Scott, A friend told me that they heard that continually doing balance transfers from one credit card to another can negatively affect my credit rating and that they also heard that there is a limit to how many balance transfers. --Amy
Debt Daredevil
by Scott Bilker
Scott, I am new to your web site and find your tips informative. I am however, interested in your opinion of other financial wizards and their money management tactics, such as Suze Orman. She seems to be very conservative in her methods and you seem to be more on the risky side. How would you rate your methods in comparison to theirs? --Sherry
Lost Opportunities
by Gary Foreman
Sometimes it's helpful to take a concept out of it's original environment and see how it fits someplace else. Today we're going to examine an economic theory and see how it might apply to our personal lives.
Payoff and close?
by Scott Bilker
Scott, I heard you this morning on the radio and didn't get a chance to call in. I had a quick question. Once I pay off my credit cards, does it help my credit to leave that account open, or should I close this account? Thanks. --Nathan
New or used car?
by Gary Foreman
Gary, My partner and I are planning on purchasing a car. He would like a station wagon and wants to buy it second-hand. I prefer a brand new car. This is a fairly big purchase for us and I very much would like to know what you think.--Nancy
10 financial questions you should ask yourself today!
by Scott Bilker
To quote the very well know motivational speaker, Anthony Robbins, "Questions are the answer." What exactly does he mean? Tony believes, as do I, that you have the ability to find the answer to any question. They key is to ask the right questions.
Reality Road Trip: Mapping Your Way To Retirement
by Robert O. Stachura
Looking forward to his retirement at 55, Jim figured that between his pension and distributions from his federal Thrift Savings Plan, he'd make out just fine financially. He figured wrong. A lifetime of steady employment, with retirement benefits, was not enough to put Jim into...
10 steps to improve your financial situation
by Gregory Thomas
Here are ten tips you can use to help improve your personal financial situation and inevitably save more money: 1) Pay Yourself Weekly. This may seem a bit odd, but this is an excellent way to start building a substantial savings. On a weekly basis, pay yourself $25-$50 and immediately put it in a safe place. You can even open a special savings account where this weekly "payday" can be placed to help minimize or eliminate impulsive spending...
Single Stay-At-Home Mom
by Gary Foreman
Do you think it is realistically possible for a single Mom of a 15, 12, and 6-year old to stay home with her children? I do not have a profitable skill, a degree or money in the bank. All I know is that a tired, stressed-out mother is not what I want for my kids. They deserve more of me.
Unemployed Bill Crisis
by Gary Foreman
My husband has been out of work for 5 months and the income he did bring in when he was working was double what I currently bring in. Needless to say, my checks and the unemployment is not paying the bills. I am starting to panic because bill collectors are calling daily. I am making sure that my house payment is paid, utilities, car insurance, but everything else is getting severely behind. What do I do? Do we have any way of getting out of this mess? Any rights?
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